Head of Underwriting and Recoveries

Recruiter
ea Change Group
Location
London
Salary
110000.00 - 120000.00 GBP Annual + Competitive Benefits
Posted
05 Nov 2018
Closes
12 Nov 2018
Position/Level
Professional / Specialist
Responsibilities
Accounting
Contract Type
Permanent
Language
English

Head of Underwriting an Recoveries

We are currently working with an exciting digital start up bank that is expanding their team. We are currently looking for a Head of Underwriting and Recoveries to lead the underwriting and recoveries team and build the function out as the organization continues to grow. This role will report into the CCO managing the credit risk and appetite of the bank.

Principal Accountabilities
  • Assist the CCO in the development and implementation of credit appetite policy.
  • Assist the CCO in the establishment of an appropriate credit risk environment.
  • Assist the CCO in determining concertation risk and policy
  • Define, plan and implement the arrears management strategy
  • Help define and implement a direct credit application process for Brokers, utilising appropriate credit data and analytical tools.
  • Ensure excellent service is given to Relationship Managers and brokers alike.
  • Ensure compliance with all mandatory policies.
  • Adherence to credit procedures to maintain internal credit controls.
  • Establish and actively manage a personal development plan.
  • Provide leadership and development in the creation and support of the credit team.
  • Ensure loans are appropriately documented and lien positions secured.
  • Help develop appropriate MI and KPI indicators and reporting.
  • 20+ years in lending and managing credit, credit teams and systems. Experience of decision making at Credit Committee level and Arrears Management.
  • Experience in commercial banking.
  • Experience defining, planning and implementing projects.
  • Developed and detailed understanding of credit risk and concentrated risk.
  • In depth knowledge of appropriate credit search and data tools to enhance the credit decision process.
  • Detailed understanding of and the appropriateness of security documentation.
Experience
  • 20+ years in lending and managing credit, credit teams and systems. Experience of decision making at Credit Committee level and Arrears Management.
  • Experience in commercial banking.
  • Experience defining, planning and implementing projects.
  • Developed and detailed understanding of credit risk and concentrated risk.
  • In depth knowledge of appropriate credit search and data tools to enhance the credit decision process.
  • Detailed understanding of and the appropriateness of security documentation.

To be considered for this role, please submit your CV in application.

We will contact you within 72 hours if your skills are relevant to our client's requirement.

ea Change Group is the trading name for ea Consulting Group Ltd. Services offered are those of an Employment Business and Employment Agency. eacg is committed to equal opportunity and diversity, and all applicants with suitable experience and qualifications will be contacted. Our T&C's and Privacy Policy can be found at our website.

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